About this app โ
Baccarat RTP: understanding the quoted return figure
Baccarat RTP varies by the specific baccarat version and bet type rather than being a single figure for every table. One cited no-commission version is reported with an overall RTP of 98.94% and a 1.06% house edge. To avoid viewing baccarat rtp in isolation, compare it with baccarat bonus rules and note the differences between them.
- Treat an advertised baccarat RTP as version-specific.
- Check whether special payout rules apply before comparing return figures.
Comparing Lightning Baccarat RTP and Benefits
Lightning Baccarat introduces multipliers that can significantly increase winnings, especially on Tie bets, which have a reduced house edge compared to standard baccarat. The RTP difference is minimal, but the potential for large wins is higher due to multipliers.
- Tie bet house edge reduced to about 7.33%.
- Multipliers increase potential payout size.
Baccarat bonus rules
The object of Baccarat is to bet on one of two hands, the one you think will come closest to nine. Nine is the highest hand. Ten value cards have zero value. Aces always count as one. If the cards dealt total more than nine on either hand, they acquire the value of the second digit.
What the available options provide
Four cards are dealt alternately. Two are designated player cards; two are designated banker cards. The dealer announces the total of each hand and, if the rules require, will call for a possible third card for either side (see chart). The winning side is announced, losing bets are collected, and winning bets are paid even money.
Differences across the main features
Dragon Bonus are Player or Banker side wagers where players are paid for a natural win or on the margin of a non-natural win for the corresponding side. If a player wins by 9 with a non-natural, they are paid 30 to 1 on their side wager. Natural ties are a push and natural winners are paid even money. Dragon bets lose on non-natural ties.